Resources

Changes to the Insurance Industry can be very difficult to understand. These resources can help you understand the common terms, forms and instructions. Contact me with questions or for a quote.

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  • ACA Affordable Care Act, also see PPACA
  • AD&D Plan Accidental Death and Dismemberment Plan
  • ADA Americans with Disabilities Act
  • ADAAA ADA Amendments Act of 2008
  • ADEA Age Discrimination in Employment Act
  • ARRA American Recovery and Reinvestment Act of 2009
  • ASO Administrative Services Only
  • CCIIO Center for Consumer Information and Insurance Oversight (CCIIO), formerly known as the Office of Consumer Information and Insurance Oversight (OCIIO)
  • CDHC Consumer-Driven Health Care
  • CFR Code of Federal Regulations
  • CMS Centers for Medicare & Medicaid Services – formerly known as Health Care Financing Administration (HCFA)
  • COBRA Consolidated Omnibus Budget Reconciliation Act
  • DCAP Dependent Care Assistance Program
  • DCTC Dependent Care Tax Credit
  • DOL U.S. Department of Labor
  • EAP Employee Assistance Program
  • EBSA Employee Benefits Security Administration – formerly known as the Pension and Welfare Benefits Administration (PWBA)
  • EDI Electronic Data Interchange
  • EFAST ERISA Filing Acceptance System
  • EEOC Equal Employment Opportunity Commission
  • EGTRRA Economic Growth and Tax Relief Reconciliation Act
  • EOB Explanation of Benefits
  • EOI Evidence of Insurability
  • ERISA Employee Retirement Income Security Act
  • FF-SHOP Federally Facilitated Small Business Health Options Program
  • FICA Federal Insurance Contributions Act
  • FLSA Fair Labor Standards Act
  • FMLA Family and Medical Leave Act
  • FSA Flexible Spending Arrangement
  • FUTA Federal Unemployment Tax Act
  • GINA Genetic Information Nondiscrimination Act
  • GTL Insurance Group Term Life Insurance
  • HCE Highly Compensated Employee
  • HCFA Health Care Financing Administration – now known as the Centers for Medicare & Medicaid Services (CMS)
  • HCTC Health Coverage Tax Credit
  • HDHC High Deductible Health Coverage
  • HDHP High Deductible Health Plan
  • Health FSA Health Flexible Spending Arrangement
  • HEART Act Heroes Earnings Assistance and Relief Tax Act of 2008
  • HHS U.S. Department of Health and Human Services
  • HIPAA Health Insurance Portability and Accountability Act
  • HIPAA SER Health Insurance Portability and Accountability Act Special Enrollment Rights
  • HIT Health Insurance Tax
  • HMO Health Maintenance Organization
  • HRA Health Reimbursement Arrangement
  • HSA Health Savings Account
  • IRC Internal Revenue Code
  • IRS Internal Revenue Service
  • LTC Long-term Care
  • LTD Long-term Disability
  • MEWA Multiple Employer Welfare Arrangement
  • MHPAEA Mental Health Parity and Addiction Equity Act
  • MLR Medical Loss Ratio
  • MSP Medicare Secondary Payer
  • MSA Medical Savings Account (also known as an Archer MSA)
  • NAIC National Association of Insurance Commissioners
  • NHCE Non-highly Compensated Employee
  • NMHPA Newborns' and Mothers' Health Protection Act
  • OCR Office of Civil Rights
  • OCIIO Office of Consumer Information and Insurance Oversight, now known as the Center for Consumer Information and Insurance Oversight (CCIIO)
  • OTC Over-the-counter Item or Drug
  • PCE Preexisting Condition Exclusion
  • PCOR Fee Patient-centered Outcomes Research Fee
  • PCORI Patient-centered Outcomes Research Institute
  • PEO Professional Employer Organization
  • PHI Protected Health Information
  • PPA Pension Protection Act of 2006
  • PPACA Patient Protection and Affordable Care Act- aka Health Care Reform
  • POP Premium Only Plan (Section 125 Cafeteria Plan)
  • PPO Preferred Provider Organization
  • PWBA Pension and Welfare Benefits Administration - now known as the Employee Benefits Security Administration (EBSA)
  • QDRO Qualified Domestic Relations Order
  • QMCSO Qualified Medical Child Support Order
  • SAR Summary Annual Report Coverage
  • SHOP Small Business Health Options Program
  • SMM Summary of Material Modifications
  • SPD Summary Plan Description
  • STD Short-term Disability
  • TPA Third Party Administrator
  • USERRA Uniformed Services Employment and Reemployment Rights Act
  • VEBA Voluntary Employees' Beneficiary Association
  • VFC Voluntary Fiduciary Correction Program
  • WHCRA Women's Health and Cancer Rights Act
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